## Answers

rate positively ..

we have to use financial calculator to solve this | |||

put in calculator | |||

FV | 0 | ||

PMT | -2400 | ||

I | 3.85%/12 | 0.32083% | |

N | 20*12 | 240 | |

compute PV | $401,266.95 | ||

ans = | $401,267 |

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